The first time we met with a mortgage broker it made my head hurt. Mortgages should not be this hard! Use this post as a guideline to understanding mortgages. This way when you go into a meeting with your mortgage broker, you can feel more prepared and able to understand what is being discussed. Understanding Mortgages: Loan Qualifiers Debt to Income. Your debt (Monthly fixed debt payments: car, boat, new house, loan, etc) to income … [Read more...]